We do not believe that model portfolios or, one size fits all, is consistent with our mission to provide a high level of client service and customization to each portfolio. While we take our responsibility to enhance wealth through growth very seriously, we also maintain a rigorous practice of tax efficiency as a cornerstone to our capital preservation foundation.

Optimum believes that a multi-asset class portfolio consisting of many different types of investments with exposure from non-US and US markets best fulfills the objectives of diversification, income, total return while reducing portfolio risk.

Our consultative process is designed to set clear expectations and to drive accountability from all parties involved in developing, implementing and reviewing your wealth management solution

Portfolios are tailored to each individual client’s needs for return, income and time horizon.

Return Requirements
Income Needs, Wants, Wishes, and Concerns
Budget and Cash Flow
Risk Tolerance

Tailor Investment Strategies to Achieve Client Goals
Select Investment Choices Based Upon Client Needs
Identify Asset Classes which Achieve Goals
Emphasis on Income and Risk Management
Identify Investment Alternatives, Managers, Funds and ETF's

step three.png — **STEP THREE**:

Monitor Investments on an Ongoing Basis

Monthly Holdings Reports
Monthly and Quarterly Characteristics Report
Establish Expected Return Range
Identify Key Economic Variables which Influence Performance
Continually Review Alternative Strategies
Set Execution Targets